Petplan Pet Insurance – Great Coverage, Benefits & Reimbursement!
23 March, 2015
I know that a lot of dog and cat owners are ambivalent about whether they should purchase pet insurance for their pet(s). Pet insurance reimburses you for pet illness or any incident that might occur in which you need to take your dog or cat to the vet or hospital. And as we know all too well, our pets do get sick and just as in health insurance, better to be prepared. Yet, with so many pet insurance plans out there, how do you choose the best one?
How about pet insurance that has great customer service, pays for your actual costs and has plans that are catered to your specific pet(s)? Petplan Pet Insurance does just that and more!
Petplan pet insurance covers your specific veterinary costs
If there is one reason for having pet insurance, it is probably health insurance. That is, insurance to cover your vet’s bills if your dog or cats gets sick, or injured in an accident. It’s unlikely that your dog or cat will go through his whole life without a single disease or injury and usually just one treatment can cost a lot of money! And that’s what makes Petplan Insurance so great! Petplans’ coverage is based on your actual veterinary fees and not what they think it should cost.
Petplan also has the shortest waiting periods (1 day for accidents, 14 for illnesses) for coverage so you don’t have to wait a long time to actually get coverage.
Pet Plan Offers long term comprehensive coverage
As pet parents, we want our pets to live a long time and keep them healthy and happy into old age. Thankfully, our vets have a lot more options for diagnosing, treating and, in many cases, curing the health conditions which used to have dire consequences for our pets. But with that increased level of care comes increased costs and Petplan can help you afford the care your dogs and cats deserve.
Petplan covers full coverage for chronic and hereditary conditions
Petplan helps pay up to 100% of your unexpected vet bills and includes coverage for all vet-recommended treatments, including:
- Hereditary, congenital and chronic conditions
- Prescription medications
- Diagnostic testing
- MRI, CAT scan and ultrasound imaging
- Non-routine dental treatment
- Alternative and holistic therapies
And we all know how expensive these visits and/or conditions can be! In our pet’s lifetime, they are bound to need at least some of the above tests and if you pay out of pocket, that just hurts!
Petplan offers three tiers to help you choose the best plan for your pet
Petplan offers three tiers to help you choose the best plan for your pet: Bronze, Silver and Gold. Depending on your pet’s needs, you can choose a plan to best suit your cat or dog. You can choose between a $50, $100, and $200 per-condition deductible. Petplan offers per-condition because it helps keep plan costs low and is specific to your pet. They offer 100% coverage, 90%, and 80%, again with the percentage being the actual vet fees charged, not a benefit schedule.
Petplan can help you figure out the best insurance for your pet by using their handy on-line calculator.
How does Petplan work?
If your beloved pet gets sick or injured unexpectedly, take your pet to your vet immediately. After you leave the vet, Petplan makes it easy for you. Simply log into your account and download your personalized one page claim form, complete and sign your form and then fax, email or mail it to Petplan with your receipts! Or you can take the fastest route by using their claims app for iPhones & iPads! Easy, breezy.
Depending on which plan you’ve chosen, you’ll get back 80%, 90% or even 100% of your vet bill, typically within five to 14 days of submitting your completed claim! Fast.
Petplan is so confident in their coverage that you can cancel within 30 days of buying their policy if you change your mind for any reason. But, I don’t think that will be the case.
Here are what some pet parents are saying about Petplan’s great coverage:
“Petplan’s payment is prompt and reimbursement is exactly what your policy calls for. We will never have a pet without Petplan insurance”.
“When my dog’s policy is up for renewal soon, I was concerned that due to his chronic diagnosis the premiums would increase. To my delight, the wonderful customer service rep informed me that PetPlan only increases rates based on inflation, not on claims, current or future. What a relief! I recommend PetPlan insurance to any pet owner that will listen! They are FANTASTIC! “
If you haven’t purchased pet insurance for your pet or are looking for the best coverage for your cat or dog, go to Petplans’ site http://www.gopetplan.com/ and take a look at what best suits your cat or dog’s needs and get started! The next time you have to take your pet to the vet or something unforeseen happens, you will be so happy you already have your Petplan pet insurance in place!